I don't know, cwjga , $45,500 after taxes for 4 people doesn't sound like a lot to me. car expenses, gas, electricity, home repairs, car repairs, food, clothes for 4 people, medical, eye glasses perhaps, I'm sure I didn't get it all, but those expenses alone would cause that family to live paycheck to paycheck these days. --- just sayin'
I'd like to see anyone try to live on $11,000 a year and then suggest that they aren't 'exactly needy'. Especially if they experience anything less than perfect health, require dependable transportation or safe, adequate housing.