I love that tired old rebuttal you Conservatives use. Now for a few simple questions Who sets the insurance rates? Who changed the insurance rates? I know, this was the deal, Obama secretly made a pact with insurance companies, he stated to them, let me garner 20 million clients for you, once that's done, take the liberty and raise the rates. BTW never mind the fact that you promised to allow pre existing health issues to be covered. It really takes a dullard conservative to think that Obama and the insurance companies were that far ahead of the ball game....and think, you guys said that he wasn't smart.