... maybe we can find out some actual rates from our current bills...
Last bill had a supply charge of $0.065 for electric.
NYSEG fixed price on the chart you posted was around $0.098
The fixed price is approximately a 50% increase from the variable. The price of electricity will usually stay low/constant for the 9 months of the year (Sept-May) as these are not the summer months or high demand.
I would rather pay a 50% reduction for 9 months and take a small risk that the summer rates may increase but they would still have to increase greater than 50% before the 9 month savings would be erased.
The economy is slowing and the price should stay constant or decline.
I read an article saying that NYSEG told the PSC that people chose the fixed price when "Voice your Choice" first came out but most people did not understand the confusing process and just let it go into the default rate which was the fixed price. I believe that the default rate is now the variable rate as the PSC wanted to see if people fell back on the default or if they actually chose their price.
The price that I would be more concerned with is the price of natural gas. The price of natural gas spiked from Katrina and still has not gone down. The price of natural gas is trading at $5.805 down from $15 during Katrina. Ask NYSEG why natural gas has not gone down the same amount?
Heating oil trading @ $1.51
Oil down @ $43